Special offer for ABIC members
Get 15 months cover for the price of 12 when you take out a new Combined Professional Indemnity and Public & Products Liability policy through Aon.²
Why might Beauty professionals need insurance?
As a professional in the Beauty industry, you likely know that there are risks in the operation of your business. Your clients could have an adverse reaction to treatment and take legal action. Your equipment might break down, forcing you to come up with the money to repair or replace it. Some incidents could have enough financial strain to completely bring your practice to a stop. Insurance that is designed for the common risks in your industry should be a key consideration when deciding how to protect your business.
What insurance should Beauty Therapists consider?
Professional Indemnity insurance helps provide cover in the event a third party alleges that you have been negligent in performing your services or giving advice, and as a result, they have suffered injury or financial loss. Professional Indemnity insurance may cover the cost of legal representation, as well as compensation you’re required to pay as a result of a claim.¹
Public Liability insurance helps protect your business against liability for third-party personal injury or property damage arising out of your business activities.¹
Product Liability insurance helps protect your business against financial liability for third party injury or damage caused by products sold or supplied through your business.¹
**Aon can help arrange Professional Indemnity and Public & Product Liability cover combined under one policy. It is designed to help protect you if something goes wrong while you’re with a client and includes cover against a wide range of risks like claims of professional negligence.¹
Business Insurance is designed to help protect your business and its assets (including equipment) against certain unexpected events such as fire, storm or theft. A key part of this policy is Business Interruption cover, which can provide protection for lost revenue in the event your business is unable to operate as usual due to an insured event.¹
Don’t just insure, be sure with Aon
Business insurance can be complicated. What you think you’re paying for isn’t always what you get. As a leading broker and insurance specialist, Aon can arrange insurance that is designed to protect against the common risks of your industry. We can help negotiate a competitive premium on your behalf, without compromising on the quality of cover. Our goal is to make it easier for you to understand, buy and manage insurance that suits your business needs, so you’re more confident that you’ve found suitable insurance for your business.
Get in touch with Aon insurance specialists
Call 1800 805 191
Email [email protected]
¹ Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information.
² Offer available to new customers who purchase the Aon Health Combined Professional Indemnity, Public & Products Liability Policy and who do not currently have a Professional Indemnity or Public Liability policy through Aon. The insurer, CGU Insurance reserves the right to cancel this offer at any time.
Aon Health Combined Professional Indemnity, Public & Products Liability Insurance is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 (Aon) on behalf of the underwriter, Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. If you purchase this insurance, Aon will receive a commission that is a percentage of the premium. Further information can be found in our FSG click here or provided upon request.
This information contained on this website is general in nature and should not be relied on as advice (personal or otherwise) because your personal needs, objectives and financial situation have not been considered. Before deciding whether a particular product is right for you, please consider your personal circumstances, as well as any applicable Product Disclosure Statement, Target Market Determination and full policy terms and conditions, available from Aon on request. All representations on this website in relation to the insurance products we arrange are subject to the full terms and conditions of the relevant policy.