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Smartpay is the largest independently owned and operated EFTPOS provider in Australasia supporting over 30,000 merchants. We’re here to do one thing – give Aussies a better deal than the bank.

We’re doing this by offering business owners the most feature-rich EFTPOS machines available on the market today and by including what most banks call ‘add-on costs’ as standard.


Zero Cost EFTPOS 

With Zero Cost EFTPOS you can stop paying Merchant Service Fees on your transactions.

Simply pass on the cost to your customer through a minimal surcharge - you only incur costs if you elect to pay the surcharge yourself, or if you don’t meet the minimum monthly credit transaction of $10,000 per terminal.

Our terminals automatically calculate an appropriate surcharge for each transaction, so there’s no manual processing required.

"Thanks to SmartCharge, we expect to save $14,000 a year. I have invested some of this into social media advertising, which is helping us grow"

 Karen, Eve Nail Lounge

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